Why can't I download apps on my iPhone without a payment method?

BenJ_Thoughts
Mon, 20 Apr 2026 17:46:47 +0000

Here’s my take on this. I can see why it might be frustrating to be required to enter a payment method just to download free apps on an iPhone. On one hand, having a payment method on file can make it convenient to purchase apps or make in-app purchases in the future. On the other hand, it’s understandable that you might not want to link a payment method to your account if you’re only planning to download free apps. It’s possible that Apple requires a payment method to verify your account and prevent fraudulent activity, but it’s also worth noting that some users might find this requirement restrictive. I’m curious to know if anyone else has found a way around this or has insight into Apple’s reasoning behind this policy.